Basically, when banks pay         
interest, they first calculate that    
interest out to four decimal places,   
but instead of paying the customer all 
four digits, they only pay the first   
two. The last two were deleted, but not
really.                                
     It still existed and because of   
that, and unless a customer made a     
request for it within a certain period 
of time, it became the bank’s property.
     Even if a customer requested it,  
and even if it was a year’s worth, it  
would only be around six or seven      
cents, or something ridiculously small 
like that.                             
     It really wasn't that big a deal  
when you were only talking about one   
customer, but when a bank had hundreds 
of thousands, or even millions of      
* customers, that could add up to a        
couple thousand, or even a couple      
hundred thousand dollars, per bank, per
year.                                  
     That’s a lot of money to be       
stealing from customers.               
     “My friends go in and hit twenty- 
five banks a month, making sure to hit 
different ones every month. They take  
twenty-five percent of that money, and 
then rewrite their books. From what    
they tell me, there are hundreds of    
thousands of banks in the world, and at
only twenty-five a month, it'll take   
forever to get through all of them.”   
     That’s what I remembered seeing in
that an old Superman movie with Richard
Pryor. He was the computer tech who    
figured out how to do that very same   
thing, but ever since, I’ve always     
wondered if banks did that, and if they
did, what could you do to stop them?   
Even after fifty years, all you’d get  
is four dollars.                       



CHAPTER 11: THURSDAY, OCTOBER 30th
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